BudLedger

Personal finance for India

Money, made simple.

BudLedger keeps your accounts, spending, EMIs, savings and the money between friends in one calm place — with Bud, a friendly budget assistant who tells you every day what you can safely spend.

See PremiumDownload app

Download for Android · coming soon to Google Play · Made in India

What it does

Everything about your money,
in one place.

Bud, your budget PA

Every morning Bud tells you what you can safely spend today, what's due and who owes you.

Add in a second

Say it, type it or scan the bill — “paid 450 swiggy upi”. Bud fills in amount, category and account.

Find anything

One search for pages, spends, loans, SIPs, cards and people — and it opens that exact item.

Loans & EMIs

Every loan with its EMI plan, interest still to pay and what an extra payment would save.

Savings & gold

FDs, RDs, SIPs, gold schemes and stocks in one place, with maturity and today's value.

Never miss a due

EMIs, bills, premiums and money owed to you — reminded on time, with your balance for the days ahead.

Goals that hold

Money for a goal is set aside in its account, so it isn't counted as money to spend.

Your Home, your way

Keep each block in full, shrink it to one line, or switch it off. Reorder by drag.

Backed up with Google

Sign in with Google and your records come back on a new phone. Export to a spreadsheet any time.

How it feels

Calm, clear and quick.

Bud's daily briefOne look each morning: what you can spend, what's due, who owes you.
Add by voiceSay it the way you'd tell a friend. Bud fills in the rest.
Loans, made clearSee what's paid, the interest still ahead, and what an extra payment saves.
Savings that growFDs, RDs, SIPs and gold together, with maturity and today's value.
Never miss a dueEMIs, bills and premiums reminded on time.
Your Home, your wayKeep each block full, shrink it to one line, or switch it off.

Figures are examples.

BudLedger Premium

Start with a 7-day free trial.

Try everything free. Keep going with Premium when the trial ends.

₹1,499 per year

Pay securely in the app — UPI, cards or netbanking through Razorpay, or with Google Play in the Play Store version. Premium switches on as soon as the payment goes through. See our cancellation & refund policy.

Premium includes
  • Quick add by typing, voice and bill scan
  • Automatic tracking from bank SMS or payment notifications
  • Loans, savings, gold schemes, credit cards and insurance
  • Bud's daily brief, insights and reports
  • Tax helper, warranty vault, challenges and Money Wrapped
  • Google backup and sync across phones

Safety

Your money data stays yours.

App lock

PIN, fingerprint or face. Repeated wrong PINs make you wait longer each time.

Nothing for sale

No ads, no selling or sharing your records. SMS and notifications are read on your phone only.

Only genuine copies

A changed or copied app refuses to run, so your data can't be read by a fake.

Read the full privacy policy.

Questions

Good to know

Do I need to link my bank?

No. BudLedger never logs in to your bank. You add entries yourself, or let it pick them up from bank SMS or payment notifications on your phone.

Is BudLedger financial advice?

No. It's a tracking and planning tool. EMI, interest and maturity figures are estimates from standard formulas — always check with your bank or lender.

How do I cancel Premium?

Premium paid in the app doesn't renew by itself. On Google Play, cancel any time in Play Store › Payments & subscriptions. See the refund policy.

How do I delete my data?

In the app: Settings › Account › Delete my account. Or follow the steps on this page.